Recent Articles
Oct
22
2025
22
2025
Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data
Rates Still Near 3-Year Lows Mortgage rates are holding close to their lowest levels in nearly three years, following a week of modest but steady gains in the bond market. Even though there’s been little major economic data released due to the government shutdown, the broader...
Rates Still Near 3-Year Lows Mortgage rates are holding close to their lowest levels in nearly three years, following a week of modest but steady gains in the bond market. Even though there’s been little major economic data released due to the government shutdown, the broader...
Oct
15
2025
15
2025
Gen Z and the Dream of Homeownership: Adapting to a Challenging Market
Gen Z Homebuyers Face Big Challenges — But They’re Not Giving Up According to a new survey from Realtor.com, nearly one in five Gen Z adults (ages 18–27) say that housing affordability is their top life concern. Rising home prices and higher mortgage rates have made...
Gen Z Homebuyers Face Big Challenges — But They’re Not Giving Up According to a new survey from Realtor.com, nearly one in five Gen Z adults (ages 18–27) say that housing affordability is their top life concern. Rising home prices and higher mortgage rates have made...
Oct
10
2025
10
2025
Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform
A Quiet Day With a Small Move Today was another calm but slightly weaker day for the mortgage market. With the government shutdown still holding up key reports like jobless claims, there wasn’t much fresh data to guide investors. That left the bond market trading mostly on...
A Quiet Day With a Small Move Today was another calm but slightly weaker day for the mortgage market. With the government shutdown still holding up key reports like jobless claims, there wasn’t much fresh data to guide investors. That left the bond market trading mostly on...
Oct
01
2025
01
2025
Mortgage Rates Holds Steady After Weak Jobs Report
What Happened in the Job Market This week’s key economic data came from ADP, a private payroll company, since the government’s official jobs report has been delayed by the shutdown. Their update showed the U.S. lost about 32,000 jobs in September, even though analysts had...
What Happened in the Job Market This week’s key economic data came from ADP, a private payroll company, since the government’s official jobs report has been delayed by the shutdown. Their update showed the U.S. lost about 32,000 jobs in September, even though analysts had...
Sep
20
2022
20
2022
2/1 Buydown
A 2/1 Buydown is a way to lower the effective rate while also locking in your downside. And with the market shifting slightly out of an intense sellers’ market, buyers and sellers could negotiate a win-win.So how does it work? A Buydown is a seller-funded, mortgage financing...
A 2/1 Buydown is a way to lower the effective rate while also locking in your downside. And with the market shifting slightly out of an intense sellers’ market, buyers and sellers could negotiate a win-win.So how does it work? A Buydown is a seller-funded, mortgage financing...